Material disclosure
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender
can charge you. APRs for cash advance loans range from 200% to 1386%, and APRs for
installment loans range from 6.63% to 485%. Loans from a state that has no limiting laws or
loans from a bank not governed by state laws may have an even higher APR. The APR is the
rate at which your loan accrues interest and is based upon the amount, cost and term of your
loan, repayment amounts and timing of payments. Lenders are legally required to show you the
APR and other terms of your loan before you execute a loan agreement. APR rates are subject
to change.
Material Disclosure. The operator of this website is not a lender, loan broker or agent for
any lender or loan broker. We are an advertising referral service to qualified participating
lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans
and up to $5000 for installment loans. Not all lenders can provide these amounts and there
is no guarantee that you will be accepted by an independent, participating lender. This
service does not constitute an offer or solicitation for loan products which are prohibited
by any state law. This is not a solicitation for a particular loan and is not an offer to
lend. We do not endorse or charge you for any service or product. Any compensation received
is paid by participating lenders and only for advertising services provided. This service
and offer are void where prohibited. We do not control and are not responsible for the
actions of any lender. We do not have access to the full terms of your loan, including APR.
For details, questions or concerns regarding your loan please contact your lender directly.
Only your lender can provide you with information about your specific loan terms, their
current rates and charges, renewal, payments and the implications for non-payment or skipped
payments. The registration information submitted by you on this website will be shared with
one or more participating lenders. You are under no obligation to use our service to
initiate contact with a lender, apply for credit or any loan product, or accept a loan from
a participating lender. Cash transfer times and repayment terms vary between lenders.
Repayment terms may be regulated by state and local laws. Some faxing may be required. Be
sure to review our FAQs for additional information on issues such as credit and late payment
implications. These disclosures are provided to you for information purposes only and should
not be considered legal advice. Use of this service is subject to this site’s Terms of Use
and Privacy Policy.
Exclusions. Residents of some states may not be eligible for some or all short-term,
small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not
eligible to use this website or service. The states serviced by this website may change from
time to time, without notice.
Credit Implications. The operator of this website does not make any credit decisions.
Independent, participating lenders that you might be matched with may perform credit checks
with credit reporting bureaus or obtain consumer reports, typically through alternative
providers to determine credit worthiness, credit standing and/or credit capacity. By
submitting your information, you agree to allow participating lenders to verify your
information and check your credit. Loans provided by independent, participating lenders in
our network are designed to provide cash to you to be repaid within a short amount of time.
The short-term loans are not a solution for long-term debt and credit difficulties. Only
borrow an amount that can be repaid on the date of your next pay period. Consider seeking
professional advice regarding your financial needs, risks and alternatives to short-term
loans. Late Payments of loans may result in additional fees or collection activities, or
both. Each lender has their own terms and conditions, please review their policies for
further information. Nonpayment of credit could result in collection activities. Each lender
has their own terms and conditions, please review their policies for further information.
Every lender has its own renewal policy, which may differ from lender to lender. Please
review your lender’s renewal policy.
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